February 2018

What I wish my clients knew about a Financial Power of Attorney

By | 2018-02-20T02:38:08+00:00 February 20th, 2018|Uncategorized|

A Financial Power of Attorney is a very powerful and useful tool.  However, there are several misconceptions about financial powers of attorney and what they can and can not accomplish.  Here are a few that I wish everyone better understood.  Can I use a Financial Power of Attorney to help my elderly family members now [...]

Oh My–What is Going On? The Return of Market Volatility

By | 2018-02-07T17:19:03+00:00 February 7th, 2018|Uncategorized|

The markets are once again doing what markets do.  Volatility is back in the headline news.  Let's take a moment and look back at what's happened in 2018.  The DOW opened at 24,809 on January 2nd and climbed to 26,616 by January 26th, an astonishing 7.5% gain in a mere 19 trading days. Monday was [...]

DO MY RETURNS REALLY SUCK? -or- Why Your Returns May Not be What You Want?

By | 2018-02-04T22:27:28+00:00 February 4th, 2018|Uncategorized|

We all know that markets ebb and flow; markets experience upward and downward volatility.  However, I have noticed that there are two times in an investment cycle when investors focus somewhat obsessively on returns:  (1) When the market is really down--think 2008; and (2) when the market is really soaring--like the last year or so. [...]

December 2017

Bitcoin, Tulips, and Behavioral Finance

By | 2017-12-08T17:03:16+00:00 December 8th, 2017|Betzel Wealth Advisors, Blog, Investments, Uncategorized|

I find investor psychology fascinating.  Often, I have witnessed situations where the investor is his/her worst enemy.  Many investors are unaware of the impact of investor psychology on the decision making process.  Unfortunately, many financial decisions are made out of either fear or greed--neither lends itself to prudent and evidenced-based investing decisions. This is nothing [...]

November 2017

How Many Stars Should We Give “Morning Star Rating System”?  Perhaps  ONE-HALF or ONE STAR!

By | 2017-11-21T21:32:40+00:00 November 21st, 2017|Betzel Wealth Advisors, Investments, Retirement Planning|

I am writing in response to questions I routinely receive form clients regarding the Morning Star Rating system of Funds.  I want to discuss Morningstar 5 Star Rating System.  Please consider the following: Equity Index Funds by nature will never receive a Five Star rating because the Star Rating System is looking at past performance and [...]

April 2017

No Excuses!

By | 2017-11-21T21:32:40+00:00 April 27th, 2017|Uncategorized|

We’ll uncover some of the little white lies found in the financial world. We’ll also talk about the excuses people make for their bad financial decisions.

Reality Check

By | 2017-11-21T21:32:40+00:00 April 13th, 2017|Uncategorized|

Sometimes, you need to hear the truth when it comes to understanding your retirement. On this edition of the show, you’re in for a reality check. We’ll also give you some essential tips for income planning.